Buying a home is a big step for anyone, whether it’s your first home or you’re moving somewhere new. You wouldn’t want your home buying experience to be soured by a title defect, would you? Many types of title defects won’t show up on a title report, but as a homebuyer, you will still be responsible for resolving them. If you are buying or refinancing a home in Chester County, PA, a title insurance policy can protect you from a range of title defects and ensure your transaction goes smoothly. We are a PA Title Company and can help you with just that!
At World Wide Land Transfer, we have been helping real estate buyers and lenders in the Chester County, PA area with their title insurance needs for almost 20 years. Whether you need owner’s title insurance or lender’s title insurance, you can count on our team to help you get to closing smoothly and efficiently. Get in touch with us today for PA title insurance services in Chester County, PA, or anywhere else nationwide.
Why Do I Need Title Insurance?
Title defects can call your ownership rights into question and resolving them can take a great deal of time and effort. The last thing you want to do is find yourself in court defending your ownership rights. You may have to pay an attorney or be responsible for other fees as you work out any issues that may come up. The most common types of title defects we see include:
- Multiple parties claim ownership of the property
- Deeds and other documents were forged or improperly filed in the past
- A previously undiscovered will has come to light
- Taxes are owed on the property or maybe even past due IRS Taxes from prior owners
- Property line disputes or undisclosed easements exist
A title insurance policy can protect you from sustaining financial losses due to these and other title defects. If you have questions, the best thing to do is call World Wide Land Transfer and speak with a title agent serving Chester County, PA today.
How Long Does the Title Insurance Policy Last?
If you think a title insurance policy is something you can’t afford, think again; this one-time expense will cover you for the entire time you live in your home. That could be one year, ten years, or fifty years! There is no limit to the amount of time you can be covered by your policy. Moreover, our PA Title company charges the lowest fees permitted by law and will wipe out all of the excessive closing fees other settlement companies charge.
When you need a title company in Chester County, PA, look no further than World Wide Land Transfer. An experienced title agent will be happy to take your call and answer any questions you have about title insurance rates or the other services we offer. We also serve clients all over the country, so call us if you need title insurance in Delaware County, PA, Chester County, or anywhere else nationwide.
County of Chester Recording Information:
The Office of the Recorder of Deeds
313 W. Market Street, Suite 3302
P.O. Box 2748
West Chester, PA 19380-0991
| School Districts of Chester County: Avon Grove School District Coatesville Area School District Downingtown Area School District Great Valley School District Kennett Consolidated School District Octorara Area School District Owen J. Roberts School District Oxford Area School District Phoenixville Area School District Tredyffrin/Easttown School District Unionville-Chadds Ford School District West Chester Area School District Tax Claim Bureau Chester County Tax Claim Bureau 313 West Market Street, Suite 3602 P.O. Box 2748 West Chester, PA 19380-0991 Phone: 610-344-6360 Fax: 610-344-4722 taxclaimdept@chesco.org Jeffrey A. Laudenslager, Director Jonathan B. Schuck, Asst. Director Assessment/Tax Claim Bureau of Land Records – UPI Basics Chester County requires the Uniform Parcel Identifier, or UPI number, to be placed on the first page of each land record document submitted for recording. The Bureau of Land Record’s primary purpose is to verify each UPI number on each document. All documents are reviewed by the Bureau of Land Records prior to being recorded by the Recorder of Deeds. FORMAT OF THE UPI In Chester County, the UPI number and the Parcel Identification Number (PIN) are NOT the same number. The UPI is a standardized version of the PIN. As there were various forms of the PIN, an exact UPI format is needed on recorded documents.
The following is a valid UPI number. Note that the dashes and decimal points are important and that leading zeros are never used. 11-5A-26.6B This property is located in Downingtown Borough, on map sheet 5A, as parcel number 26.6B Note that suffixes to the PIN, such as E, U, or T are not part of the UPI and should not be included. Tax Claim Calendar – Changes every year Tax Claim / Tax Sale Schedule 2012 Tax Sale Schedule
| Chester County Sheriff Sale Information Sheriff Sales / Real Property Preparation and Processing of legal documents for Sheriff’s Sale comply with Pennsylvania Rules of Civil Procedure 2014 Sale Dates
Notice Sales are held every third Thursday of the month All sales are held in the Justice Center at 11 am. (Courtroom to be assigned the week of the sale) Contact the Real Estate Department: sheriffsales@chesco.org Conditions of a Chester County Sheriff Sale
|
Fee Schedule our PA Title Company uses for Chester County Recording Documents:
| Deeds | $65.00 – includes one UPI, up to four pages, and four names | |
| Each additional Page | $4.00 | |
| Each additional Name | $1.00 | |
| Extra tract of land | $1.00 | |
| Each additional UPI | $10.00 | |
| Deeds-in-Blank/Relocation Deeds | Must include 2 Separate Statements of Value; 2 Separate Real Estate Transfer Tax Checks for the State; 2 Separate Real Estate Transfer Tax Checks for the Local Tax; A Separate Check for Recording fees, which must include the administrative processing fee of $65.00 | |
| Mortgages | $65.00 – includes one UPI, up to four pages, and four names | |
| Each additional Page | $4.00 | |
| Each additional Name | $1.00 | |
| Each additional UPI | $10.00 | |
| Any document that alters a mortgage is charged as a mortgage, i.e., Mortgage Modification Agreements, Amendments, Assumptions and Supplement Extensions. | ||
| Mortgage Satisfactions, Assignments, Releases, Easements, and Rights of Way | $52.00 – includes one UPI, up to four pages, and four names | |
| Each additional page | $2.00 | |
| Each additional name | $0.50 | |
| Each additional UPI | $10.00 | |
| Others w/Transfer Tax Due | $52.00 – includes one UPI, up to four pages, and four names | |
| Each additional Page | $2.00 | |
| Each additional Name | $0.50 | |
| Each additional UPI | $10.00 | |
| This is for Miscellaneous documents that require the payment of Pennsylvania Realty Transfer Taxes under Pennsylvania Department of Revenue regulations. | ||
| Powers of Attorney, Subordinations of Mortgage, Rights of Way, and other Miscellaneous Documents | $18.50 – up to four pages, and four names | |
| Each additional Page | $2.00 | |
| Each additional Name | $0.50 | |
| Each necessary UPI | $10.00 | |
| If a Power of Attorney (POA) is related to a specific parcel, then a UPI number is required and a UPI fee will be assessed. | ||
| UPIs | A $10.00 fee per UPI number will be collected at the time of recordation. UPI numbers are required on all recordings except, POA, UCC, Notary Bonds & Commissions. UPI NUMBER SHOULD BE TYPED ON THE FIRST PAGE OF THE DOCUMENT. A typed or computer generated label, containing the valid UPI, affixed to the first page is acceptable. The Tax Parcel Number and the UPI Number are formatted differently and are not the same. Find or verify a UPI | |
| Subdivision Plans | All maps and plans are to be between 17″ x 22″ and 34″ x 44″. The print contrast must be suitable for microfilming black on white. Three copies are required. The fee for recording is $60.00 for the first page and $10.00 for each additional page, plus any UPI fee(s). The charge is made on one copy only. $1.00 for time-stamping each page of additional set of plans. Please note: same day plan recording stops at 3:30pm each day. | |
| Public Utility Filings | $7.00 per filing / $1.00 per each additional copy | |
| Financing Statements | All U.C.C. Filings $100.00 flat fee per filing. | |
| Notary Commissions | The fee for Notary Bond and Oath is $40.50. | |
| Exhibits | An exhibit, map, or plan filed with another document is$5.00 per exhibit. Exception: A condominium plan is $25.00. Note: Any paper filed with a document that is larger than standard legal size is considered an exhibit. | |
| Certified Copies | Copies, when made by staff, fee is $5.00 per page and$1.50 for certification. Copies, when made by customer, fee is $0.50 per page and$1.50 for certification. | |
| Faxed Copies | Copies faxed to your fax machine location. Fee is $5.00 per page plus a $1.00 fax fee per order. Invoice will accompany your order and is payable upon receipt. For order forms or any other general information contact Cathy N. Addison at 610-344-5317. Note: Faxed copies of documents cannot be certified. | |
| PRIA Document Standards | In January 2005, our office adopted the Property Records Industry Association (PRIA) Document Standards. All documents submitted for recording are required to meet these standards. Documents submitted that do not meet these standards must be accompanied by a $25.00 non-compliance fee (per document). | |
| Name Search Certificate | ||
Re-recording a Mortgage
