Don’t let the biggest investment of your life be jeopardized by not having the proper Lower Merion title insurance coverage at settlement!
We are a Pennsylvania Title Insurance Company providing independent 3rd party title services to home buyers and specializing in the nuisances of Lower Merion Township Title Insurance. Let us look out for you!
And our in house real estate attorney will review your title and mortgage documents with you at NO additional cost!!
HOME BUYERS HAVE THE LEGAL RIGHT TO CHOOSE YOUR TITLE INSURANCE COMPANY!
A federal law called the Real Estate Settlement Procedures Act (RESPA) entitles the individual homeowner to choose a title insurance company when purchasing or refinancing residential property. Typically, homeowners don’t make this decision for themselves, instead relying on their bank’s or attorney’s choice; however, the homeowner retains the right. RESPA makes it unlawful for any bank, broker, attorney or seller to mandate that a particular licensed Lower Merion title insurance company be used. Doing so is a gross violation of federal law and any person or business doing so can be heavily fined or lose its license.
Another reason to choose our PA Title Company as your Lower Merion Title Insurance company is that we will be a true independent 3rd party to your transaction. We are not owned or operated by your real estate agents firm or your bank. This eliminates the chance of conflicts of interest between your title insurance provider and the referral source (realtor or bank).
Title Insurance Information pertaining to Lower Merion Township:
It used to be necessary for the title company to register the original deed with Lower Merion Township prior to recording the deed with Montgomery County. Although this requirement is no longer in place Lower Merion still requires that a Real Estate Registration form be used to register any changes in ownership or the legal description. The Real Estate Registration form should now be used to register the change. The fee to file the Real Estate Registration Form is Ten dollars ($10.00).
Pursuant to handling the title insurance on any purchase transaction in Lower Merion Township a Property Resale Certification and Smoke Detector Affidavit are required. The only exemption to this Certification is tax-exempt sales.
Please don’t hesitate to call us for a PA Title Insurance Quote as we charge all home buyers and borrowers the lowest fees permitted by law!
Samuel T. Adenbaum
All Real Estate taxes in Lower Merion are listed online at http://propertyrecords.montcopa.org/Main/home.aspx, in fact as a homeowner you can register to have the town’s treasurer to autmoatically email you the tax bill upon its release.