Although your bank will require you to purchase a lender’s title insurance policy for any real estate transaction, owner’s title insurance is an optional purchase for homeowners. While title insurance is optional for homeowners, it is highly recommended for any real estate transaction, including refinancing. Without title insurance, unknown title defects could come up in the future, costing you time and money. You can even lose your ownership rights if there is a gap in the chain of title. The most common title defects include:
- Easements or rights and restrictions on the property
- The property is included in a previously unknown will
- Multiple parties claim ownership of the property
- Unpaid IRS taxes from previous owners
- Judgments
- Utility issues
- Documents related to the property were forged or erroneously filed in the past
These and other title defects may not show up on your initial title report, but you will still be responsible for resolving them if they ever become an issue. With title insurance for your home in Berks County, PA, you won’t have to worry about it.
At World Wide Land Transfer, our team has been providing title insurance services to real estate buyers in Berks County, PA, and all around the country for nearly two decades. Get in touch with us to speak with a title agent about title insurance for your next real estate transaction!
Our Title Agents Will Make Sure That There Are No Issues with the Title to Your Home
As a premier title company for nearly 20 years, World Wide Land Transfer has the experience it takes to find the right policy for your real estate transaction in Berks County, PA. A title policy is a one-time expense you pay when you are buying a property, and if you ever run into title defects in the future, we promise you that it will be well worth the cost. Some title defects require time and money to resolve; others could result in you losing your ownership rights. When you speak to a title agent from our team, you can rest assured that you will be covered for anything that may come up.
Contact Us Today to Learn More!
If you are looking for a title company in Berks County, PA, look no further than World Wide Land Transfer. We can tell you more about affordable title insurance rates and assist you with any other questions you may have. We charge only what the state has mandated for title insurance rates. In addition to serving clients in Berks County, PA, we also provide help to people all over the country. Call us today if you need a title insurance policy in Chester County, PA, Berks County, or anywhere else nationwide.
Property Taxes: Berks E.I.T. Bureau is the Tax Collector for the school districts and municipalities shown for most areas of Berks County, Pennsylvania. We can answer all your questions regarding any taxes due to these taxing bodies.
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RECORDING FEES
Pursuant to the provisions of Act 87, 1982,
Act 8, 1998, Act 32 of 2002, and Act 122 of 2002.
As Revised, 2009
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