Any time you are pursuing a real estate transaction or refinancing, title defects can potentially hold up the process and cost you money. If you want to avoid unnecessary hassles, finding a title insurance policy is always a necessary move. Without title coverage, you could be responsible for resolving any title defects, costing you time and money. Don’t let title defects put a damper on your next real estate transaction; speak to a title agent serving Delaware County, PA today!
World Wide Land Transfer is a full-service Pennsylvania title company and we work with clients in Delaware County, PA, and all over the country. We have been providing title insurance services since 2004, so you know that we have the experience necessary to assist you. Also get in touch with us to find title insurance in Philadelphia or anywhere else in the Commonwealth of Pennsylvania or even nationwide.
Do I Need Title Insurance in Delaware County, PA?
A lender’s title insurance policy is required by the bank for any real estate transaction, but for buyers, it is optional. If you think that means you don’t need owner’s title insurance in Delaware County, PA, think again! Any of the following title defects could cost you money:
- Forged or incomplete documents
- Liens on the property
- Missing heirs have come forward
- A previously unknown will was discovered
- Undisclosed encumbrances exist, like easements
- Taxes are owed on the property
- Past due and lienable utilities
- Past surveying errors and other property line disputes
These and other title defects may not show up on your title report, but you will still be responsible for resolving them if they are not cleared before the sale goes through. You can avoid this outcome by purchasing title insurance. No one moves forward with a real estate transaction without title insurance, but the one thing you can do is make sure you pick the right company. As a PA Title Company, we have to charge the state mandated rates as do other PA title companies. However, most companies also charge excessive closing fees. We charge the lowest fees permitted by law! Lastly, it is your right to choose a title company!
Contact Us Today for Information on Current Title Policy Rates!
Buying real estate is an investment, and you can protect that investment with a title policy from World Wide Land Transfer. Call us today to speak to a title agent about title insurance rates in Delaware County, PA, or to address any questions you may have. As a premier title company, our agents are dedicated to helping you find the coverage you need so you can have peace of mind during your next real estate transaction.
Delaware County is a county located in the Commonwealth Pennsylvania. As of 2010, the population was 558,979, making it Pennsylvania’s fifth most populous county, behind Philadelphia, Allegheny, Montgomery, and Bucks counties.
Delaware County was created on September 26, 1789, from part of Chester County and named for the Delaware River. Its county seat, since 1851, is Media. Chester City, prior to 1851, was the county seat of both Delaware County and, before that, of Chester County.
2,600 acres (11 km2) of the county are occupied by the Ridley Creek State Park.
The county, immediately adjacent to and west of Philadelphia, is part of the Delaware Valley area. Delaware County is the only county covered in its entirety by area code 610.
Delaware County Title Insurance: Additional Information
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** It is important to note that as far as PA Transfer Tax is concerned in Delaware County, a few of the municipalities have more then the normal 2% rate. For instance when purchasing a property in Radnor Township a PA Title Company will collect 2.5% for Pennsylvania Transfer Tax.
Location: Delaware County Recorder of Deeds
Government Center, Room 107
201 W. Front Street
Media, PA 19063
| RECORDER OF DEEDS OF DELAWARE COUNTY | Mtg additional pages {after 4} | $ 4.00 | ||
| FEE SCHEDULE | Other documents for additional pages(after 4 | $ 2.00 | ||
| REVISED FEBRUARY 1, 2011 TO RECORD THE FOLLOWING: Deeds Easements Deed Miscellaneous Order of Court | Mortgage Validation Fee (SB 14) For each additional name {after 4} For each additional folio (after 10) TO RECORD OTHER DOCUMENTS: | $10.00 $ 1.00 $ 1.00 | ||
| Award of Real Estate Ordinances | Notary including Bond & Oath | $ 45.50 | ||
| Code of Reg (Condo) Re-Recordings | County Improvement (Act 32-02) | $ 5.00 | ||
| Condemnation Right of Way Declaration of Taking Sheriff’s Deeds | Notary Change in Address or Name Police, J.P., County, Etc. (including Bond & Oath) | $ 20.00 $ 25.00 | ||
| The base fee for recording these documents is $38.00. and permits a maximum of 4 pages, 4 names and 10 folio numbers. | County Improvement (Act 32-02 ) | $ 5.00 | ||
| Veterans Discharge FREE | ||||
| MUST HAVE EXACT COPY OF DEED RECORDING. Base fee $38.00 County Affordable Housing (Ord 99-3) $18.00 Act 122 of 2002 JCS/ATJ $21.25 House bill 1607 (CJEA) $ 2.25 County Improvement Fund (Act 32-02) $ 5.00 TOTAL 4 PAGE DEED $ 84.50 Additional pages $ 4.00 For each additional name{ after 4} $ 1.00 For each additional folio (after 10) $ 1.00 | Subdivisions 24” x 34” First page County Improvement (Act 32-02) Additional pages each Additional folios (after 10) Additional names (after 4) Subdivisions 18” x 30” First page County Improvement (Act 32-02) Additional pages each Additional folios (after 10) Additional names (after 4) | $ 35.00 $ 5.00 $ 5.00 $ 1.00 $ 1.00 $35.00 $ 5.00 $ 5.00 $ 1.00 $ 1.00 | ||
| TO RECORD THE FOLLOWING: Mortgages Power of Attorney Agreements Release Assignments Re-Recordings | State Highway Plans First page County Improvement (Act 32-02) Additional pages each Index per name | $10.00 $ 5.00 $ 3.00 $. .50 | ||
| Satisfaction of Mortgage General Misc The base fee for recording these documents is $38.00 and permits a maximum of 4 pages, 4 names and 10 folio numbers. | MISCELLANEOUS CHARGES / SERVICE: Certifications (4 pages) Additional pages each | $7.00 $1.00 | ||
| Base feeMtg OnlyCounty Affordable Housing (Ord 99-3)Mtg/Sat/Rel/Assn .Act 122 JCS/ATJHouse Bill 1607 (CJEA) | $38.00 $18.00$21.25$ 2.25 | Un recordable document returned No return envelope provided Obtain folio number Microfiche copies per page | $2.00 $1.00 $5.00 $1.00 | |
| County Improvement Fund (Act 32-02) TOTAL 4 page MTG | $ 5.00$84.50 | FINANCING STATEMENT PRICES AS OF JULY 1, 2001 Financing Statements (U.C.C.) Filings – One page restricted to Standard Form | $ 95.00 | |
We specialize in Chester Title Insurance, assisting home buyers, borrowers and investors.
Tax Map of Delaware County
