Pennsylvania Title Insurance Quote
Any time you want to purchase or refinance a home in the Philadelphia area or anywhere else in the country, obtaining a title insurance policy is a good idea. Without the protection provided by title insurance, you could end up being responsible for resolving a range of potential title defects, costing you time and money. At World Wide Land Transfer, we have been providing title insurance services to lenders and buyers in Philadelphia and around the country since 2004. We have the experience and knowledge necessary to help you protect yourself from title defects. When you purchase owner’s title insurance or lender’s title insurance from us, our in-house attorney will review all your title and mortgage documents at no additional cost to ensure your transaction goes smoothly.
Get in touch with our team if you are looking for a title insurance company in Montgomery County, PA, Philadelphia, or anywhere else nationwide.
Why Do You Need Title Insurance?
While lenders require you to purchase title insurance for their benefit for all real estate transactions, homebuyers are not required to obtain their own owner’s title insurance policy. Of course, just because you are not legally required to do so, it is still a smart choice. Several unexpected situations can present themselves during a Philadelphia real estate transaction or refinancing, and they can result in a loss of money or ownership of the property. Here are some of the most common title defects we see:
- The Philadelphia Water Revenue Department Water and Sewer fees
- PGW older gas liens
- Inheritance tax issues
- In Philadelphia there are many stolen deeds and fraudulent conveyances
- The Philadelphia Redevelopment Authority Right of Redemption certificates
- Forged or Incorrectly Filed Documents
- Previously Undiscovered Wills
- Liens or Back Taxes Owed on the Property
- OPA Liens
- Older judgments in the prothonotary’s office
By speaking to a Philadelphia area title agent expert, you can obtain a policy that will cover all these situations and more. Certainly ask about an enhanced title insurance policy and determine whether it is applicable in your specific situation.
As a Homebuyer, You Have the Legal Right to Choose Your Title Insurance Company
Under a federal law known as the Real Estate Settlement Procedures Act (RESPA), you are entitled to choose your own title insurance company when purchasing or refinancing residential property. Your real estate agent, lender, or attorney may suggest a company, but be aware that you are not obligated to use them. RESPA makes it illegal for any bank, broker, attorney, or seller to mandate that a particular title company be used; if they do, they are in violation of federal law and could potentially be fined or lose their license.
World Wide Land Transfer is a true third party to your real estate transaction, meaning we can be impartial when helping you find a policy. Because we are not owned or operated by your realtor or bank, the potential for conflicts of interest is eliminated. You can trust us to facilitate your next real estate transaction. Get in touch with us today to speak to a Philadelphia area title agent about title insurance rates or about any of the other services we offer.
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Philadelphia County is a county located in the U.S. state of Pennsylvania. At the 2010 census, the population was 1,526,006, making it the most populous county in the state, despite being the second smallest county in the state by land area. Since 1856, the county has been coterminous with the city of Philadelphia, which also serves as its seat. Philadelphia County is one of the three original counties, along with Chester and Bucks counties, created by William Penn in November 1682. This county is part of the Delaware Valley area and is one of the flagships of the Greater Philadelphia MSA.
Water Revenue Bureau
Municipal Services Building – Public Services Concourse
1401 JFK Boulevard
Hours: 8:00 – 5:00pm
City of Philadelphia, Department of Revenue
P.O. Box 8049
Philadelphia, PA 19101-8049.
Recorder of Deeds Information:
Records Department Document Recording Unit
Room 111 City Hall
Broad & Market Streets
Philadelphia, Pa. 19107
Schedule of Fees: (Please refer to link below for a full list of Recording Fees)
We specialize in Philadelphia Title Insurance and the surrounding areas.