Title Insurance in Montgomery County, PA

Did you know that title defects can affect your ownership rights and cost you money during a real estate transaction? There is a range of issues that will need to be resolved before the sale can go through. Buying a home is stressful enough without having to worry that liens, unpaid taxes, and other defects will hold up the process. With a title insurance policy, you can protect yourself from these and other defects during your next real estate transaction.

Here are some of the most common title defects:

• Surveying errors
• Property line disputes
• Past Owner Federal Income Tax Liens
• Inheritance Taxes from prior owners
• Property Taxes owed on the property
• Missing heirs
• Stolen deeds
• Previously undiscovered wills
• Forged or improperly filed deeds
• Judgments from prior owner creditors

These are just a few title defects, and they won’t always show up on a basic title report or search. At World Wide Land Transfer, we can provide you with owner’s title insurance and other title insurance services that can prevent a title defect from becoming a nightmare for you.

We Offer Owner’s & Lender’s Title Insurance Policies

World Wide Land Transfer has been providing owner’s title insurance to homeowners and lenders in Montgomery County, PA for nearly 20 years. If you are looking for a reliable PA title company, you can rely on our experience to help your next real estate transaction go as smoothly as possible. Get in touch with us today to speak with a title agent serving Montgomery County, PA about your real estate transaction. We handle all townships throughout Montgomery County even those with specific intricacies like Lower Merion which requires a separate deed certification with their property assessment office.

If your realtor, lender, attorney, or anyone else has recommended or required that you use a certain company to provide your title policy, be aware that under federal law, you have the right to choose your own company. When you shop around for a title policy, you can get better service or even better rates, so we highly encourage you to look into it. Your title coverage is too important not to examine all your options! It is worth noting that Pennsylvania title insurance rates are state mandated, we only charge what the promulgated rate is, meaning no additional excessive closing fees that make settlement for a real estate transaction more costly.

Want to Learn More about Title Insurance in Montgomery County, PA?

If you have any questions about owner’s title insurance in Montgomery County, PA or any of the other services we offer, a title agent from World Wide Land Transfer would be happy to assist you. We can tell you more about title insurance rates, coverage options, and more. In addition to being a full-service title company for residents of Montgomery County, PA, we also serve clients all over the country. Call us today if you need title insurance in Bucks County, PA, Montgomery County, or anywhere else nationwide.

1. Acknowledgment date cannot predate document date.

2. Acknowledgment must include the following: County, State, date, person or corporate officer’s  names and titles of persons appearing, notary signature, seal and expiration date. If any item is missing, the acknowledgment is defective.

3. Deeds and mortgages should indicate the property’s  municipality, county, and state.

4. Numerical amount must match written amount on deeds and mortgages.

5. Book and page numbers of mortgages must appear on all documents that refer back to this document.

6. Transfer taxes or statement of value must accompany all transfers unless exemption is clearly stated in the deed (family transfers). The Department of Revenue requires statement of value form to be fully completed.

7. Multiple documents constituting one transaction must clearly indicate on each document the order of recording; any re-recording expenses from improper order of recording will be paid by party submitting document.

8. Re-recording of document must be re-acknowledged.

9. Deed with transfer tax in more than one municipality must stipulate division of transfer taxes.

10. Deeds and mortgages and assignments must have certified grantee/mortgagee address; certifications should be signed.

11. All checks must include the account holders address.

In addition to the above items Montgomery County requires:

A PIN (parcel identifier number) number must be on all documents. This is a 12 digit number in our county.

All documents must be registered by the Montgomery County Board of Assessments prior to being recorded.  The Montgomery County Board of Assessments is located directly across the hall from the Montgomery County Recorder of Deeds office on the third floor of One Montgomery Plaza.

Pre-Registration of Deeds was rescinded as of December 9, 2008; however, some Boroughs and Townships still require registration of deeds afterrecording. It is the submitter’s responsibility to take the deed to the municipality to be registered after it is returned to them from the Recorder of Deeds Office.

The following is a list of the Boroughs and Townships that currently require Registration; however, the list and/or fee may have changed, so please contact the Borough or Township for their current regulation and fee.

About the DepartmentThe mission of the Montgomery County Recorder of Deeds office is to maintain the integrity of all land records and other documents entrusted to the department as well as the collection and monthly distribution of County / State fees and Real Estate Transfer Taxes for the State, Townships, Boroughs and School Districts; while efficiently serving the public with complete accountability and responsibility.

All legal instruments in the County including deeds, real estate transfers and agreements, mortgages and assignments thereof are filed with the Recorder of Deeds. In addition, state highway plans, charters, powers of attorney, sub­division plans and commissions for elected officials and notary publics throughout the County are also filed in this office.  Real estate transfer taxes are collected for the state, townships, boroughs and school districts and distributed monthly.

Tax Claim Bureau

610-278-1216
Monday through Friday
8:30 a.m. to 4:15 p.m.